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Archive for February, 2022

February 2022 Spending/Savings

February 28th, 2022 at 03:09 pm

Income Total$1563.05

     * $1200 Recurring monthly retirement account distribution  

     * $200 Swagbucks and My Points earnings (cash out to PayPal)

     * $163.05 Cash Back Credit card rewards 


Total Spending: $1306.69

Total Savings$256.36 (difference between monthly income and monthly spending) 
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone: $59.81
HVAC and water heater contract: $29.95 
Condo Fee (includes water and trash) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $479.19 
Utilities: $149.76
Gasoline: $43.37
Groceries: $63.56 
Health: $63.42 (co-pays, scripts refillsvitamins and personal health care items) 
Take Out and Dining Out: $0 

Household Shopping (anything other then food): $0

Personal shopping: $67.20 (clothes)


* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt 


Notes: My utilities saw an increase, and I wasn't using more. Gas for the car was also higher. I'm happy with my grocery spending and hope to continue to keep this down as much as possible to offset other increases that I noted. I'm also trying to decrease take out and had zero this month! Now that football season is over this will be easier.

Fantastic Grocery Deals!

February 10th, 2022 at 05:17 pm

I saw a post on my neighborhood Facebook page that my local Weis grocery store had added on some new food deals by using your club card points. These are fantastic! Weis brand ground meat, 80/20 is just .99 cents a pound up to 3 lbs. when you use just 100 points. Also, you can get Weis brand ice cream (1.5-quart size) for FREE by using 100 points. They still have the deal on eggs, an 18 count of large eggs for just .99. after using 100 points, and you can also get a gallon of milk for just $1.39 when you use 100 points. ** I do not know if these deals are offered at all Weis stores**


Today I purchased (all Weis brand): 

A 3-pound pack of ground meat (80/20) originally priced at $13.47 ($4.49 a lb.) for just $2.97 TOTAL, after cashing in 100 club card points! This is a great deal and I hope they continue it for a while. 

A container of ice cream for FREE using another 100 points.! Regular price was $2.99 

An 18 count large eggs for just .99 using 100 points. Regular price is $2.79 

Total saved: $15.29! 


These savings took the sting out paying $3.69 each for my International Delight Sweet Cream coffee creamer. They finally got it back in stock, so I bought 2. This is a splurge for me, but I love this stuff and haven’t found a comparable store brand that tastes as good. I love my morning cup of coffee Smile 


Last week I stocked up on Dawn dish soap at CVS. I bought six of the very large bottles (34oz.) and after using all my CVS extra bucks and my monthly $10 CarePass bucks I only paid $7.91 out of pocket (including $1.02 tax) This was an 86% savings. Just for context, one bottle is regularly priced at $8.29. And I got back another $8 in CVS Extra bucks to use on a future purchase.


I also filled up my gas tank today. I was almost on empty and spent $43.37. Ouch. That’s $3.50 a gallon.


My senior center had the food distribution earlier this month. The highlights were: 2, four packs of center cut pork chops, a large can of wild caught salmon, bread, and a variety of canned goods and other dry goods. As usual I shared with my elderly neighbors and my brother. I kept the chops and salmon though. I haven’t had salmon cakes or pork chops in ages!


So far this month I spent $32.30 on groceries and won’t need anything for a while. A lot of this was fresh produce. I was happy to see that most things I normally buy were back in stock.  


The weather here in Maryland will be spring-like for the next couple of days before the cold comes roaring back on Sunday with a threat of snow.