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Archive for April, 2020

April Savings/Spending

April 29th, 2020 at 11:12 pm

Total Spending: $831.44
Total Savings: $4300.00 (includes $1200.00 stimulus)
Additional Income: Swagbucks earnings: $100 (cash out to paypal)

Fixed Expenses:
Verizon bundle (internet, cable, home phone): $158.83
Cell phone: $61.28
HVAC and water heater contract: $27.95
Condo Fee (includes water) $190.00

Utilities: $75.21
Gasoline: 0
Groceries: $182.78
Health: $15(scripts refills, vitamins and personal health care items)
Dining Out: 0
Shopping (on-line): $120.39

* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt

*Shopping category includes a box of 50 disposable masks. My state is requiring us to wear one when we go into grocery stores, pharmacies, or to pick up food. I gave some of these to my brother. I also bought my sister a birthday gift and had it shipped to her. I bought myself some sketching supplies. I used to sketch a lot when I was younger and decided now was the time to rediscover this. I’m happy to have the time to resume this hobby, I enjoy it very much!

*Now that I am working from home I had zero gas expense for April. I last filled my tank up in March I think, and still have 3 quarters of a tank left. Zero dining out expense because everything is closed.

Stimulus received/ Grocery Shopping

April 16th, 2020 at 01:06 am

I received my stimulus deposit today. It will go straight to savings.

It has been about 3 weeks since I went to the grocery store and I was totally out of fresh fruits and veggies, bread, coffee creamer, eggs, chicken etc. I still have enough other food to stretch another week or two but decided to go today for the staples. The store was not at all crowded, I was able to find everything I needed (but noticed they were very low on the usual TP, Paper towels, wipes, hand sanitizer). I didn’t need any of these items, so I didn’t pick any up. Most shoppers were wearing face masks and were keeping the proper distance from each other. I won’t need to go again until next month. When I run out of fresh produce, I still have frozen veggies, and frozen fruit for smoothies. I think I actually like only going grocery shopping once a month and might just keep this up even after this is all over.

Still working from home and after this week I only have 2 weeks to go until retirement. I never in a million years would have envisioned that my last workday would be spent working from home due to a pandemic! One day, when it’ safe to go out to a restaurant again, my friends at work have promised a proper send off! When the college eventually reopens, I will need to go in and clean out my office and turn in my keys. I can then say some goodbyes to some coworkers.

I received a notification from my auto insurer that customers will be receiving a 15% discount on 2 months of installments. Since I pay mine in full for the year, I will receive a refund for that amount. I paid my homeowners insurance for the year today. I haven’t been doing any driving and still have almost a full tank of gas, so I won’t need to fill up at all in April. I’m hoping my utilities don’t go up too much since I’ve been home all day.

Not much else going on, just keeping busy at home. I hope everyone is well and staying safe.