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Archive for January, 2018

January Spending

February 1st, 2018 at 02:21 am

Total Spending $990.87

Here is a breakdown of January Spending. My goal was to stay under $1000 for the month. Did it!

Fixed Expenses:

Verizon Bundle: 172.85 (Internet, home phone, cable)
Monthly Condo Fee: 185.00
HVAC and water heater maintenance contract: 27.95
Pocket money: 20

Utilities: 119.95
Gasoline: 30.30
Groceries: 237.82
Health: 55.60 (scripts and co-pays)
Dining Out: 28.26
Shopping: 113.14 (clothes and sheets)

Some notes:
*My condo is paid in full, no mortgage.
*My car is paid off, no car payment
*No Credit card debt

My Verizon Bundle includes a premium sports package (not giving it up)

Condo fee includes: water, trash removal, snow removal, all outside building maintenance, and landscaping

In other news, I had a follow-up chest x-ray and doctor's appointment and I'm happy to report I am all clear from pneumonia! I'm feeling so much better. I am expecting some medical bills to come in in February but the spending goal remains the same, to stay under $1000.00

Sunday Update

January 21st, 2018 at 08:42 pm

I am finally feeling better after my bout with pneumonia. I had another chest x-ray on Friday, and see my doctor for a follow-up on Wednesday. Hopefully I'll get the all clear.

I cashed out some swagbucks today, $50 Walmart GC and a $50 CVS GC. I also redeemed $38.82 in cash from credit card rewards. And I received a $50 check from my fantasy football league winnings. I came in second place this season!

My monthly spending is at $771.43 so far. My goal is to stay under $1000 a month. Since my condo and car are paid off this is a reasonable spending goal. At the end of each month I'll post a breakdown.

I spent 65.71 at Ulta yesterday. I was almost completely out of make-up. I don't wear a lot and this will last me quite a while since I stocked up. I used a gift card I received for Christmas to pay for it so no money out of pocket. I also went out to dinner last night with my brother and SIL and spent $18.59.

Today has been a much needed quiet day at home. I did some laundry, cooking for the week, and general cleaning. Now I'm relaxing watching the football games!

Have a great week everyone!

A Bumpy Start To 2018

January 7th, 2018 at 01:08 am

My new year did not start out very well. What I thought was a cold, then thought was the flu, was confirmed through a chest x-ray as pneumonia. So I've been off work most of last week, and will most likely be out this coming week. Thank goodness for a lot of accrued sick time, and decent health insurance. I'll have some bills coming in from the initial urgent care visit so not sure what the total damage is yet. So far I've only had to pay $20 for 2 scripts and a $10 co-pay for a follow-up appointment. The only good thing is that I haven't been able to go out and spend any money!

It has been terribly cold in my area of the east coast with wind chill temps below zero. I'm sure my utility bill will be higher then usual as a result.

My main financial goal for 2018 is to diligently track my spending each month. I really need to do this to get a real picture of my yearly spending so I can plan better for what I'll need when I retire.

My other goal is to post my numbers here at the end of each month, and check-in more frequently. I do read the blogs every day.

My continued thoughts go out to Thrift and her family.