I haven't posted in a long time but read the blogs frequently. There have been a lot of changes. My mom, who is now 89 and who has lived with me for the past 5 years is relocating to live with my sister and her husband in another state in two weeks. I will then be putting my house on the market and downsizing to a small condo. I am in my mid 50's and the snow shoveling and home maintenance and gardening is just getting to be too much for me. I no longer need a 3 bedroom single house and am looking forward to a smaller space! The best bit of financial news is that I PAID OFF MY HOUSE! So when I sell, I can purchase my condo with cash and should have a nice chunk of change left over. I am working on a new budget, which will change again when I move. It's going to be an exciting year!