Income Total: $1563.05

     * $1200 Recurring monthly retirement account distribution  

     * $200 Swagbucks and My Points earnings (cash out to PayPal)

     * $163.05 Cash Back Credit card rewards 

Total Spending: $1306.69

Total Savings: $256.36 (difference between monthly income and monthly spending) 
 
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone: $59.81
HVAC and water heater contract: $29.95 
Condo Fee (includes water and trash) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $479.19 
 
Variables: 
Utilities: $149.76
Gasoline: $43.37
Groceries: $63.56 
Health: $63.42 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out and Dining Out: $0 

Household Shopping (anything other then food): $0

Personal shopping: $67.20 (clothes)

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt 

Notes: My utilities saw an increase, and I wasn't using more. Gas for the car was also higher. I'm happy with my grocery spending and hope to continue to keep this down as much as possible to offset other increases that I noted. I'm also trying to decrease take out and had zero this month! Now that football season is over this will be easier.