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Archive for July, 2014

Free Stuff From CVS

July 13th, 2014 at 12:40 am

As I was organizing my grocery shopping list and coupons for today's shopping I noticed I had a $5 Extra Bucks coupon from CVS that was about to expire so I bought:

2 bottles of Herbal Essences shampoo at 2 for $6. I had 2, $1 off one coupons. I also had a coupon for a free herbal essences body wash when you purchase 2 shampoos or conditioners. I added in a .99 box of Puffs tissues. So for all these products that I regularly use I only paid .42 cents in sales tax. I love free stuff!

Good Progress!

July 4th, 2014 at 01:15 am

I can't believe it's been over a year since my last post! I have been keeping up with reading all of your interesting blogs.

It has been a really good year for me financially. I just received a 3% annual pay increase bringing my annual gross salary to $74,861. I also continue to teach on-line part time at $775 per credit hour. I usually teach 2 class a year (6 credits) so another $4650 for a total of $79,511 gross annually.

I did receive word that the college was going to increase that $775 rate for the fall semester, but I don't know by how much. I also still do swagbucks and earn an extra $100 a month in gift cards. I usually get one $50 CVS and one $50 Walmart and use these for groceries and personal care products. I have also really been getting into couponing and have a really organized coupon binder to help me maximize my savings. It's like a game to me.

I remain debt free other then my mortgage which I have been aggressively paying down. My current mortgage balance is now at $56,444. Since my last post on June 3rd, 2013 I have paid off $31,319!! Sometimes it is hard to remain focused on such a long term goal but when I see this kind of progress it is so worth it!