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Archive for December, 2019: East Coast Saver
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Archive for December, 2019

December Spending /Saving

December 31st, 2019 at 10:50 pm

Total Spending: $1572.31
Total Savings: $6500.00 (See note below!)
Additional Income: Swagbucks earnings: $100.00

Fixed Expenses:
Verizon bundle (internet, cable, home phone): 159.94
Cell phone: 61.46
HVAC and water heater contract: 27.95
Condo Fee (includes water) 190.00

Variables:
Utilities: 85.58
Gasoline: 27.95
Groceries: 405.53
Health: 0
Dining Out: 26.89
Shopping: 230.64
Cash Withdraw: 200.00
New Vacuum: 154.75

Groceries: Includes hosting Christmas Eve dinner for 9 people

Shopping: I bought myself some clothes and a few things for the condo
Vacuum: My very old one finally died, it couldn’t be repaired.

Cash Withdraw: I gifted my niece and nephew $100 each for Christmas

Savings: My sister gifted me $5000.00 for Christmas! This was totally unexpected and so generous. My sister and her husband are quite wealthy, but we’ve never gifted like this before.

* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt

Time Off

December 14th, 2019 at 12:45 am

I'm using some vacation time from work, off today and all next week, then the college closes for the winter break so I don't return to work until 1/2/2020! Today was rainy and chilly outside so I spent most of the day putting up my Christmas decorations. I love decorating my small 4 foot tree with ornaments that go all the way back to my childhood. It brings back happy memories! I took a lovely nap this afternoon and thoroughly enjoyed my leisurely day.

Since my retirement date is June 1st, 2020 it's really getting close. I am so ready to be done with the daily grind. Like a lot of people, I've been working since I graduated high school, and for many years worked full time and attended college. I feel like I've been going full steam ahead my whole life and I'm tired! I'm excited to move into this new phase of my life.

I'm looking forward to hosting my usual Christmas Eve dinner for my family. This year I'm doing a traditional ham dinner with sweet potatoes, green beans, mashed potatoes and dinner rolls. Everyone will be bringing some kind of desserts and some wine. We always have such a good time, even without all the gift giving, which we decided not to do anymore. It's amazing how stress free the holiday season is now without trying to figure out what to buy for people who don't really need or want anything!

November Spending/Savings

December 8th, 2019 at 01:12 pm

Total Spending: $1192.45
Total Savings: $1600.00
Additional Income: Swagbucks earnings: $50.00
Ferrara Candy Settlement $16.20, Cash Back Rewards $68.12

Fixed Expenses:
Verizon bundle (internet, cable, home phone): 159.94
Cell phone: 61.46
HVAC and water heater contract: 27.95
Condo Fee (includes water) 190.00

Variables:
Utilities: 59.91
Gasoline: 30.59
Groceries: 273.94
Health: 99.63
Dining Out: 56.87
Shopping: 67.16
Cash Withdraw: 40.00
Hair:125.00

Groceries includes food for entertaining, having friends and family over for football watching on Sundays and a potluck gathering

Health was higher due to $45 in co-pays for the health issue, doctor's visits. The rest was script refills.

Hair was cut, color, style and tip

* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt