November 9th, 2020 at 10:13 pm
Hi Everyone,
I'll be taking a break from Saving Advice for a while. I'm just feeling the need for some breathing room from all social media for a bit. I will continue to post my monthly financial updates, and I will be back after the New Year with some well thought out goals for 2021.
I want to sincerely wish everyone here a very Happy Thanksgiving, a Merry Christmas, and a joyous season to include any holiday you may observe.
Please stay safe and healthy!
Wink
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November 4th, 2020 at 02:38 pm
* $1500 Recurring monthly retirement account distribution
* $150 Swagbucks earnings (cash out to PayPal)
* $25 My Points (cash out to PayPal)
* $95.55 Cash Rewards (cash back from my credit card)
Total Savings: $290.11 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable, home phone): $160.37
Cell phone: $59.93
HVAC and water heater contract: $27.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $450.90
Variables:
Utilities: $71.90
Gasoline: $29.19
Groceries: $267.07
Health: $0 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: $50.50
Shopping (on-line): $172.63 (see note below)
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
$39.40 Walmart (household supplies) free shipping
$55.64 (I bought myself a birthday gift!)
Groceries: This was high, but I had my brother, cousin and nephew over on 3 different Sundays for football games. I always fix lunch and have snacks and drinks.
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