Home > February 2023 Spending & Savings

February 2023 Spending & Savings

February 28th, 2023 at 03:19 pm

Income Total$1440.00

      $1200 Recurring monthly retirement account distribution  

      $225 Swagbucks and My Points earnings (cash out to PayPal)

      $15 Product Reimbursement Check


Total Spending: $1324.62

Total Saving: $115.38

Fixed Expenses: 
Verizon bundle (internet, cable): $167.43

Verizon Mobile: $76.55

HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $479.50 
Utilities: $135.09
Gasoline: $0
Groceries: $100.37
Health: $15 (Doctor visit co-pay)

CVS Gift Cards: $50.00 (use these for scripts, personal care items, any CVS purchases)
Take Out/Dining Out: $0

Shopping: $0

Household: $20.73 (anything other then groceries)

Entertainment: $0

Hair cut/style and tip: $60.00


* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt


Notes: Good month! Spending was low, and I was able to sweep a nice amount to savings. 

3 Responses to “February 2023 Spending & Savings”

  1. GratefulSaver Says:

    Wink, you always do such an amazing job at keeping a low budget. I'm curious, is your health care cost remaining the same or will it go down when you are eligible for Medicare?

  2. Wink Says:

    Grateful Saver: Thank You! Yes, when I go on Medicare in another 3 years my cost will go down quite a bit. My former employer will still pick up a portion of the cost and I think the last time I tried to estimate it based on what it would cost me today, my monthly cost would decrease by at least a third, maybe a bit more depending on what surround or advantage plan I choose. And, when I take Social Security in another 4 years my monthly income will go up quite a bit too. Just have to hang tight for the next few years and things will get easier.

  3. rob62521 Says:

    Good job on keeping your spending low. You do a fine job watching your spending and making the best of things!

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