Income Total: $1400.00
$1200 Recurring monthly retirement account distribution
$200 Swagbucks and My Points earnings (cash out to PayPal)
Total Spending: $1378.63
Total Saving: $21.37
Fixed Expenses:
Verizon bundle (internet, cable): $167.43
Verizon Mobile: $60.26 (includes a refund from last month)
HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $479.50
Variables:
Utilities: $152.55
Gasoline: $37.16
Groceries: $105.91
Health: $0
CVS Gift Cards: $75.00 (use these for scripts, personal care items, any CVS purchases)
Take Out/Dining Out: $28.58
Shopping: $0
Household: $9.20
Entertainment: $23.09
Cash Withdraw: $20.00
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
Notes: I went over my target $100 for groceries by a few dollars, but I stocked up on frozen veggies and bread. My grocery store had my favorite frozen veggies on sale for $1 a bag with a limit of 10, so I bought 10 (these are usually $1.50 a bag so good savings), and Aldi had whole wheat bread (store brand) on sale for $1.09 so I bought 2 and froze them.
My mobile phone bill is a bit lower this month because i was charged for an add-on I didn't want and there was a refund. Next month's bill will reflect the accurate amount going forward.
I'm happy I was able to sweep even just a little bit toward savings.
February 5th, 2023 at 06:55 pm 1675623350
Good deal on the stock ups of veggies and bread!