Home > November 2022 Spending/Savings

November 2022 Spending/Savings

December 2nd, 2022 at 12:45 am

Income Total$1425.00

     * $1200 Recurring monthly retirement account distribution  

     * $225 Swagbucks and My Points earnings (cash out to PayPal


Total Spending: $1420.27

Total Savings$4.73 (difference between monthly income and monthly spending)  
Fixed Expenses: 
Verizon bundle (internet, cable): $167.43

Verizon Mobile: $137.59

HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $477.78 
Utilities: $89.93
Gasoline: $0
Groceries: $144.32
Health: $40.00 (co-pays)

CVS Gift Cards: $50.00
Take Out/Dining Out: $0

Shopping: $0

Household: $41.18

Entertainment: $52.09


* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt


Notes: Verizon Mobile this month included charges for an activation fee, taxes on the free phone, Data transfer fee, and some taxes. This will be much lower next month. 


Groceries: I stocked up on coffee $33.55, butter on sale at Aldi $11.94, and coffee creamer on sale at $5.99. These stock ups put me over my $100 budget. 


CVS Gift Cards: This is a new category. I get a small discount buying these through swagbucks and use them to pay for scripts, vitamins, and personal care products. Really for anything I buy at CVS. 

3 Responses to “November 2022 Spending/Savings”

  1. Petunia 100 Says:

    I notice you did not buy any gas this month. Do you mostly walk where you need to go?

  2. Wink Says:

    Petunia 100: Everything I need to access is very close to my condo community, so I just don't need to drive much! I also try and run all my errands on one day of the week to save on gas. My best friend has an EV and she loves to drive so when we go on day trips of any distance she usually drives.

  3. Petunia 100 Says:

    That's a great situation to be in, to have what you need within walking distance. Smile

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