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Insurance Savings!

October 26th, 2022 at 04:30 pm

My auto and home insurance policy bundle is up for renewal in December and of course there is another price increase looming. I decided to use a local, family owned insurance agency to shop around for a better rate and they did! The current policy would have renewed at $1908.00 for a full year. My new quote with a different insurer will be $1042.00, a savings of $866.00!! The new insurer is solid and highly rated through the Better Business Bureau and Moody's and have been in business for over 50 years so I feel comfortable moving forward with them. I can use some of this savings to purchase a new cell phone and save the rest. 

Speaking of cell phones, I contacted Mint Mobile about all of the problems I am having and despite best efforts at resetting, and sending me a new SIM card to try,  nothing worked and the same problems persist. This will be my next project to tackle. It feels less ominous now that I have the money for the new phone which I really need, definately not just a want.

I went to the grocery store yesterday for my final shop for October and my total for the month is at $85.42. I am happy to be under my budget of $100 for the month.

With so much depressing economic news it feels good to have a financial win for a change!



4 Responses to “Insurance Savings!”

  1. Petunia 100 Says:

    That's a very substantial decrease in cost! It was a good decision to give the local agent a try.

  2. mumof2 Says:

    wow that is a savings...and great that you can update your cell phone as well...I couldn't imagine only spending that much on fact I know we couldn't do it...I would be happy to stay under $1000 a month

  3. terri77 Says:

    I was just thinking that it’s crazy that my car insurance keeps going up as my car ages.

  4. rob62521 Says:

    Wow, Wink, that's a great savings! You were smart to do that. Glad it helps with the new phone!

    You are so right the way prices keep going up. It just scary. I was telling DH this morning, we are blessed that we aren't hurting, but we aren't living paycheck to paycheck or having to try and live on just Social Security.

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