Home > August 2022 Saving/Spending

August 2022 Saving/Spending

September 1st, 2022 at 01:03 pm

Income Total$1425.00

     * $1200 Recurring monthly retirement account distribution  

     * $225 Swagbucks and My Points earnings (cash out to PayPal


Total Spending: $1462.67

Total Savings$0 (difference between monthly income and monthly spending)

Total Overspent $37.67  
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone Verizon: $67.79

Cell phone Mint Mobile: $51.78 (prepaid 3 months)
HVAC and water heater contract: $0 (billing delay)
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $477.78 
Utilities: $114.63
Gasoline: $0
Groceries: $97.97
Health: $13.17 (co-pays, scripts refillsvitamins and personal health care items) 
Take Out/Dining Out: $45.83

Shopping: $133.29

Haircut and Tip: $60.00

Gift Card: $50.00


* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt


Notes: Both my Verizon cell service that I cancelled, and my new Mint Mobile service were included this month. Shopping included my Brita water pitcher, new wireless mouse, 2 bras and some tops for upcoming vacation. I took my brother out for lunch for his birthday and gave him a gift card. I keep a $500 cushion in my checking account so the small overage was easily covered.


1 Responses to “August 2022 Saving/Spending”

  1. rob62521 Says:

    Good plan to cushion the checking account!

    Just a complaint on my part...lady's underwear is so darn expensive!

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