Income Total: $1425.00

     * $1200 Recurring monthly retirement account distribution  

     * $225 Swagbucks and My Points earnings (cash out to PayPal) 

Total Spending: $1462.67

Total Savings: $0 (difference between monthly income and monthly spending)

Total Overspent $37.67  
 
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone Verizon: $67.79

Cell phone Mint Mobile: $51.78 (prepaid 3 months)
HVAC and water heater contract: $0 (billing delay)
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $477.78 
 
Variables: 
Utilities: $114.63
Gasoline: $0
Groceries: $97.97
Health: $13.17 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out/Dining Out: $45.83

Shopping: $133.29

Haircut and Tip: $60.00

Gift Card: $50.00

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt

Notes: Both my Verizon cell service that I cancelled, and my new Mint Mobile service were included this month. Shopping included my Brita water pitcher, new wireless mouse, 2 bras and some tops for upcoming vacation. I took my brother out for lunch for his birthday and gave him a gift card. I keep a $500 cushion in my checking account so the small overage was easily covered.