Income Total: $4973.30
* $1200 Recurring monthly retirement account distribution
* $225 Swagbucks and My Points earnings (cash out to PayPal)
* $3514.00 Tax Refund
* $34.30 Product Refund
Total Spending: $1849.87
Total Savings: $3123.43 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable): $160.43
Cell phone: $59.81
HVAC and water heater contract: $29.95
Condo Fee (includes water and trash) $190.00
Health Care: (includes health, dental, vision, prescription plans) $477.78
Variables:
Utilities: $116.47
Gasoline: $0
Groceries: $81.64
Health: $42.18 (co-pays, scripts refills, vitamins and personal health care items)
Take Out and Dining Out: $0
Household Shopping (anything other then food): $0
Personal shopping: $303.65
Gifts: $25
Dryer vent cleanout: $75
AAA Yearly renewal: $76
Haircut, tip and product: $76.96
Cash withdraw: $20
Tax prep fee: $115.00
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
Shopping was high, but these were all planned purchases. I was waiting to receive my tax refund to pay for them. The dryer vent clean out is required by the condo association for all owners once every 2 years. My grocery spending included a little stocking up. I think as long as I stay below $100 a month for groceries these days with such high prices I will be happy with that level of spending. If I see something on sale that I routinely use I stock up, so some months may be higher then others depending on sales.
I'm very happy to send a big chunk to savings.
April 14th, 2022 at 04:03 pm 1649948616
April 20th, 2022 at 04:09 am 1650424183
I wished my HOA included water, we pay $230 I think, I can’t remember we because I pay every six months or so. Also, way to go on spending nothing on gas. That’s great