Income Total: $4973.30

     * $1200 Recurring monthly retirement account distribution  

     * $225 Swagbucks and My Points earnings (cash out to PayPal)

     * $3514.00 Tax Refund

     * $34.30 Product Refund 

Total Spending: $1849.87

Total Savings: $3123.43 (difference between monthly income and monthly spending) 
 
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone: $59.81
HVAC and water heater contract: $29.95 
Condo Fee (includes water and trash) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $477.78 
 
Variables: 
Utilities: $116.47
Gasoline: $0
Groceries: $81.64
Health: $42.18 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out and Dining Out: $0 

Household Shopping (anything other then food): $0

Personal shopping: $303.65

Gifts: $25

Dryer vent cleanout: $75

AAA Yearly renewal: $76

Haircut, tip and product: $76.96

Cash withdraw: $20

Tax prep fee: $115.00

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt 

Shopping was high, but these were all planned purchases. I was waiting to receive my tax refund to pay for them. The dryer vent clean out is required by the condo association for all owners once every 2 years. My grocery spending included a little stocking up. I think as long as I stay below $100 a month for groceries these days with such high prices I will be happy with that level of spending. If I see something on sale that I routinely use I stock up, so some months may be higher then others depending on sales.

I'm very happy to send a big chunk to savings.