Income Total: $1350.00

     * $1200 Recurring monthly retirement account distribution  

     * $150 Swagbucks and My Points earnings (cash out to PayPal) 

Total Spending: $1389.92

Total Savings: $0 (difference between monthly income and monthly spending) 
 
Fixed Expenses: 
Verizon bundle (internet, cable): $160.43

Cell phone: $59.90
HVAC and water heater contract: $29.95 
Condo Fee (includes water and trash) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $476.37 
 
Variables: 
Utilities: $103.39
Gasoline: $0
Groceries: $193.92 (includes food for Chritmas Eve dinner for 8 people)
Health: $0 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out and Dining Out: $15.38 (my share of cost of pizza for football gatherings)

Household Shopping: $0

Christmas Gifts and personal shopping: $160.58

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt  

My grocery spending includes all food for a sit down dinner for family (8 people) on Christmas Eve. It also included some paper products that I didn't seperate out.

Shopping: I went a little over budget on Christmas shopping, and bought myself a few things. No regrets.