Income Total: $1405.00

     * $1200 Recurring monthly retirement account distribution  

     * $200 Swagbucks and My Points earnings (cash out to PayPal) 

     * $5 Amazon credit through Swagbucks for a product review

Total Spending: $1222.79

Total Savings: $182.21 (difference between monthly income and monthly spending) 
 
Fixed Expenses: 
Verizon bundle (internet, cable, home phone): $170.57

Cell phone: $59.90
HVAC and water heater contract: $29.95 
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $476.37 
 
Variables: 
Utilities: $82.56
Gasoline: $0
Groceries: $69.33
Health: $24.99 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out and Dining Out: $13.56 (my share of cost of pizza for football gathering)

Shopping and Other Spending $105.56 ($47.69 was a Christmas gift, the rest was clothes)

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt  

Notes: The monthly food distribution I receive from the senior center has had a significant impact on my grocery spending. And, probably $20 of what I spent was on food for the family when they come over for football sundays (snacks and drinks). 

I am very happy that I was still able to save something with my lower monthly income ($1500 down to $1200 from my retirement distribution)