Home > October 2021 Spending/Saving

October 2021 Spending/Saving

November 1st, 2021 at 09:23 pm

Income Total$1405.00

     * $1200 Recurring monthly retirement account distribution  

     * $200 Swagbucks and My Points earnings (cash out to PayPal

     * $5 Amazon credit through Swagbucks for a product review


Total Spending: $1222.79

Total Savings$182.21 (difference between monthly income and monthly spending) 
Fixed Expenses: 
Verizon bundle (internet, cable, home phone): $170.57

Cell phone: $59.90
HVAC and water heater contract: $29.95 
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $476.37 
Utilities: $82.56
Gasoline: $0
Groceries: $69.33
Health: $24.99 (co-pays, scripts refillsvitamins and personal health care items) 
Take Out and Dining Out: $13.56 (my share of cost of pizza for football gathering)

Shopping and Other Spending $105.56 ($47.69 was a Christmas gift, the rest was clothes)



* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt  


Notes: The monthly food distribution I receive from the senior center has had a significant impact on my grocery spending. And, probably $20 of what I spent was on food for the family when they come over for football sundays (snacks and drinks). 


I am very happy that I was still able to save something with my lower monthly income ($1500 down to $1200 from my retirement distribution)



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