Income Total: $1700.00
* $1500 Recurring monthly retirement account distribution
* $200 Swagbucks and My Points earnings (cash out to PayPal)
Total Spending: $1475.14
Total Savings: $224.86 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable, home phone): $174.51
Cell phone: $59.97
HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $476.37
Variables:
Utilities: $97.70
Gasoline: $39.84
Groceries: $105.58
Health: $61.82 (co-pays, scripts refills, vitamins and personal health care items)
Take Out and Dining Out: $49.11 (most was birthday dinner for bff)
Shopping and Other Spending $63.10 (birthday giftcard for bff, wireless mouse, phone charger)
McAfee yearly renewal: $127.19 (multiple devices)
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
Notes: Starting in October my recurring monthly retirement account distribution decreases from $1500 to $1200. The dental expenses (ongoing) will be paid from my emergency fund, so I do not count it against my monthy spending. Likewise, I have a seperate savings account specifically for paying yearly property taxes, car insurance and condo insurance. Prior to retiring I funded this account for at least 10 years of payments. I do not count these expenditures in my monthly spending. Thanks to the monthly food giveway from the senior center, my grocery spending was a lot lower, and I expect it to be even lower in October.
October 1st, 2021 at 10:15 pm 1633122953
October 1st, 2021 at 10:30 pm 1633123803
October 4th, 2021 at 09:22 pm 1633378934
October 5th, 2021 at 02:10 pm 1633439434