Income Total: $1829.00

     * $1500 Recurring monthly retirement account distribution  

     * $225 Swagbucks and My Points earnings (cash out to PayPal) 

     * $104.00 Credit Card Cash Back Rewards

Total Spending: $1411.13

Total Savings: $417.87 (difference between monthly income and monthly spending) 
 
Fixed Expenses: 
Verizon bundle (internet, cable, home phone): $174.51

Cell phone: $60.03
HVAC and water heater contract: $29.95 
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $476.37 
 
Variables: 
Utilities: $114.71
Gasoline: $0
Groceries: $153.35
Health: $70.00 (co-pays, scripts refills, vitamins and personal health care items) 
Take Out and Dining Out: $20.72

Shopping and Other Spending $52.49 (birthday gift for my brother)

Eye Exam: $69.00

* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt  

I had challenged myself to stay below $160 for groceries this month and came in just under at $153.35.