Income Total: $6545.34
* $1500 Recurring monthly retirement account distribution
* $250 Swagbucks and My Points earnings (cash out to PayPal)
* $5919.34 Federal Tax refund
* $336.00 Remainder of 3rd Stimulus check
* $30.00 Medical Refund Check
* $10 CVS gift card redeemed from Fetch
Total Spending: $3230.26
Total Savings: $3315.08 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable, home phone): $174.51
Cell phone: $60.03
HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $476.37
Variables:
Utilities: $122.74
Gasoline: $35.45
Groceries: $169.90
Health: $25 (co-pays, scripts refills, vitamins and personal health care items)
Take Out and Dining Out: $0
Shopping and Other Spending $1891.31 (includes new laptop, printer, virus protection, 2 year warranty, fridge repair, AARP renewal, Amazon purchase)
Haircut and tip: $55.00
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
I lumped all the random spending under "shopping and other" instead of a bunch of seperate line items. The medical refund check was unexpected, it was for 2, $15 co-pays. I'm happy with my grocery spending, I have been really making an effort to lower it in spite of rising prices.
August 2nd, 2021 at 02:54 am 1627869259
August 8th, 2021 at 06:37 pm 1628444228