Home > July 2021 Savings/Spending

July 2021 Savings/Spending

July 31st, 2021 at 08:29 pm

Income Total$6545.34

     * $1500 Recurring monthly retirement account distribution  

     * $250 Swagbucks and My Points earnings (cash out to PayPal

     * $5919.34 Federal Tax refund

     * $336.00 Remainder of 3rd Stimulus check

     * $30.00 Medical Refund Check

     * $10 CVS gift card redeemed from Fetch


Total Spending: $3230.26

Total Savings$3315.08 (difference between monthly income and monthly spending) 
Fixed Expenses: 
Verizon bundle (internet, cable, home phone): $174.51

Cell phone: $60.03
HVAC and water heater contract: $29.95 
Condo Fee (includes water) $190.00 

Health Care: (includes health, dental, vision, prescription plans) $476.37 
Utilities: $122.74
Gasoline: $35.45
Groceries: $169.90
Health: $25 (co-pays, scripts refillsvitamins and personal health care items) 
Take Out and Dining Out: $0

Shopping and Other Spending $1891.31 (includes new laptop, printer, virus protection, 2 year warranty, fridge repair, AARP renewal, Amazon purchase)

Haircut and tip: $55.00


* Condo is paid in full 
* Car is paid in full (2017 Camry) 
* No other debt  


I lumped all the random spending under "shopping and other" instead of a bunch of seperate line items. The medical refund check was unexpected, it was for 2, $15 co-pays. I'm happy with my grocery spending, I have been really making an effort to lower it in spite of rising prices.


2 Responses to “July 2021 Savings/Spending”

  1. VS_ozgirl Says:

    Nice tax refund! That is definitely a great addition.

  2. rob62521 Says:

    You've done well. I hear you on the rising grocery costs! Ouch!

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