2021 Financial Goals
These are the spending/income goals I set for myself for 2021:
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1. Groceries: Spend $2400 or less for the year.
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2. Shopping: Spend no more than $1000 for the year.
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3. Utilities: Stay under last year's spending total of $1011.45
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4. Income from Swagbucks and My Points: Earn more than last year’s total of $1825
Here is where things are at mid-year:
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1. Groceries: So far, I have spent $1378.37, leaving me with $1021.63 left for the year. This averages to $170.27 a month left to spend to make my goal. I can do this, but I really need to watch it. Rising food prices aren't helping!
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2. Shopping: So far, I have spent $803.17, leaving me with just $196.83 for the rest of the year. The bulk of the spending was the treadmill that cost right around $540. Shopping is a big catch all category that includes clothes, gifts, household stuff, etc. I think I need to better define this category for next year. There really isn’t anything I can think of that I need to buy, so we will see how this goes, but I doubt I will accomplish this goal.
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3. Utilities: So far, I have spent $566.72, leaving $444.73 for the rest of the year. This averages out to $74.12 per month for the rest of the year. I definitely won’t make this goal. I was home a lot more due to Covid and retiring, and it has been so hot so far this summer and it is only early July.
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4. Income from Swagbucks and My Points: This one I am doing great! So far, I have earned $1375, leaving just another $450 to earn for the year to make this goal. I will make this easily.
It's interesting to check in and see where I am at mid-year. It's easy to forget about yearlong goals, and how easy it is to get off track. This will help me re-focus and try to make at least some of those goals!
July 11th, 2021 at 05:39 pm 1626025195
July 11th, 2021 at 09:06 pm 1626037613