Income Total: $1837.47
* $1500 Recurring monthly retirement account distribution
* $225 Swagbucks and My Points earnings (cash out to PayPal)
* $112.47 Cashback Credit Card Rewards
Total Spending: $1535.93
Total Savings: $301.54 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable, home phone): $174.84
Cell phone: $60.05
HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $476.37
Variables:
Utilities: $70.53
Gasoline: $0
Groceries: $303.20 (see note below)
Health: $61.67 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: $8.56
Shopping (on-line): $68.00
Personal: $44.76
CVS yearly Carepass renewal: $48.00 (see note below)
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
*Groceries were high due to having family over for dinner twice, and having friends over for brunch once. I also shopped on 5/30 and most of these groceries will be consumed in June, but I counted it in the month I made the purchase. It gets too complicated to take out grocery costs that are for entertaining, because I always have leftovers, and I use some things I already have on hand, like spices etc. I am just so happy to be able to entertain friends and family again!
* CVS Carepass Renewal: Once a year I pay $48 for a yearly renewal. For this, I get $10 a month in CVS Extra Care bucks every month automatically sent to my CVS member card, worth $120 dollars a year to spend on anything I want at CVS, free shipping on CVS brand purchases and a 20% discount on any CVS brand purchase. So I net $72 ($120 - $48) in free stuff every year just from the Extra Bucks. I have also started back up on my CVS couponing again, now that products I use are back in stock and on sale (paper and cleaning products).
May 31st, 2021 at 02:17 pm 1622470637
May 31st, 2021 at 04:46 pm 1622479582
And even though you have to buy a CVS brand item to get free shipping, I can always find a small item - body lotion is one, canned nuts are another - that cost less than the $5.00 shipping charge. So for me, it is essentially always free shipping!
I fear they will go out of business with me as a customer...
June 4th, 2021 at 10:53 pm 1622847189