Income Total: $3280
* $1500 Recurring monthly retirement account distribution
* $200 Swagbucks and My Points earnings (cash out to PayPal)
* $1064 Stimulus
* $516 State Tax Refund
Total Spending: $2155.54
Total Savings: $1124.46 (difference between monthly income and monthly spending)
Fixed Expenses:
Verizon bundle (internet, cable, home phone): $174.51
Cell phone: $60.03
HVAC and water heater contract: $29.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $476.37
Variables:
Utilities: $106.49
Gasoline: $0
Groceries: $280.78 (I spent too much, no real reason why this is high)
Health: $82.02 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: $0
Shopping (on-line): $539.70 (treadmill, other)
Priority Mail Charge: $12.85
AAA yearly renewal: $75.00
Haircut, style and tip: $60.00
Ulta, Make-up stock up $67.84
* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt
Notes: Spending was up (mostly the treadmill purchase) but income was also up. I did not receive the full $1400 stimulus as they used my 2019 tax return earnings. They have still not processed my 2020 return even though it was electronically sent the beginning of March.
I totally blew my grocery budget. I try to stay at or around $200.
April 7th, 2021 at 08:35 pm 1617824119