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August Spending/Savings

August 30th, 2020 at 03:55 pm

Income Total: $1637.00
* $1500 Recurring monthly retirement account distribution
* $100 Swagbucks earnings (cash out to PayPal)
* $25 My Points (cash out to PayPal)
* $7 Amazon gift card (earned through Swagbucks)
* $5 CVS gift card (earned through Fetch)

Total Spending: $1421.23

Total Savings: $215.77 (difference between monthly income and monthly spending)

Fixed Expenses:
Verizon bundle (internet, cable, home phone): $160.25
Cell phone: $59.90
HVAC and water heater contract: $27.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $450.90

Variables:
Utilities: $116.05
Gasoline: 0
Groceries: $176.92
Health: $20.73 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: $38.70 (Includes a birthday lunch for my brother)
Shopping (on-line): $54.84
McAfee yearly subscription $69.99
Charitable Donation: $60.00


* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt

Posted in Uncategorized | 3 Comments »

3 Responses to “August Spending/Savings”

  1. Petunia 100 Says:
    August 30th, 2020 at 05:23 pm 1598804633
    1598804633

    Hi Wink,

    May I ask about your retirement account distribution? Are you 59.5+, or are you taking distributions early while following 72t rules? thanks!

  2. East Coast Saver (Wink) Says:
    August 30th, 2020 at 05:49 pm 1598806184
    1598806184

    Hi Petunia 100, I waited to retire until I turned 59.5.

  3. rob62521 Says:
    August 31st, 2020 at 08:19 pm 1598901550
    1598901550

    I like getting those gift cards through Fetch and Ibotta. I don't go out and buy anything I wouldn't normally buy so it takes awhile, but I look at it as free money.

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