Home > July Spending/Savings

July Spending/Savings

August 1st, 2020 at 02:21 pm

Income Total: $1650.00
* $1500 Recurring monthly retirement account distribution
* $125 Swagbucks earnings (cash out to PayPal)
* $25 My Points (cash out to PayPal)

Total Spending: $1452.93
Total Savings: $197.07 (difference between monthly income and monthly spending)

Fixed Expenses:
Verizon bundle (internet, cable, home phone): $160.25
Cell phone: $61.67
HVAC and water heater contract: $27.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $450.90

Utilities: $91.25
Gasoline: 0
Groceries: $198.21
Health: $15 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: 31.70
Shopping (on-line): 0

Hair $140.00 (color, cut, style and tip)
AARP yearly subscription: $16 (once a year expense)
Dryer vent clean out: $70.00 (required by the HOA, once every 2 years)

Note: I paid my yearly property taxes: $3194.34 I do not count this in monthly expenses as I pay this once a year from a separate savings account specifically for taxes and insurance expenses.

* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt

8 Responses to “July Spending/Savings”

  1. My English Castle Says:

    Wow--you do well on Swagbucks and MyPoints. During the school year I just grab a few when I can, but I've cranked mine up as has DD.

  2. GratefulSaver Says:

    Wink, is the AARP worth it? My husband has the opportunity to subscribe but we've never pull the plug on it?

  3. Wink Says:

    GratefulSaver: Honestly the only reason I keep the subscription is because I have my car and condo insurance through AARP (The Hartford) and you have to be an AARP member. The AARP magazine you get does have some interesting articles and tips. If I change insurance companies I will probably drop it.

  4. rob62521 Says:

    Your Swagbucks and MyPoints efforts are great! Good job!

    Have you considered changing your cell phone plan? I know you honestly don't pay much, but we have Consumer Cellular and with two phones, 250 minutes, unlimited texts, and 3 G of data we pay less than $55 a month because of the AARP discount. I guess it would depend on how many minutes you need for your cell plan. We don't use a lot, but we do use it for our long distance.

  5. East Coast Saver (Wink) Says:

    rob62521: That's a good suggestion. I have to see how much longer I have on my contract with Verizon. Thanks!

  6. LivingAlmostLarge Says:

    Amazing. Good work.

  7. rob62521 Says:

    Wink, I don't know if it would be a better deal, but you could check with Consumer Cellular (they have a website with their costs) and see if it would work once your contract with Verizon is set to expire.

    I often check the AARP site to see what discounts I can get and at $16 a year, we do enjoy the magazine articles.

  8. LifeBalance Says:

    $0 gas for a month - wow

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