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July Spending/Savings

August 1st, 2020 at 02:21 pm

Income Total: $1650.00
* $1500 Recurring monthly retirement account distribution
* $125 Swagbucks earnings (cash out to PayPal)
* $25 My Points (cash out to PayPal)

Total Spending: $1452.93
Total Savings: $197.07 (difference between monthly income and monthly spending)

Fixed Expenses:
Verizon bundle (internet, cable, home phone): $160.25
Cell phone: $61.67
HVAC and water heater contract: $27.95
Condo Fee (includes water) $190.00
Health Care: (includes health, dental, vision, prescription plans) $450.90

Variables:
Utilities: $91.25
Gasoline: 0
Groceries: $198.21
Health: $15 (co-pays, scripts refills, vitamins and personal health care items)
Take Out food: 31.70
Shopping (on-line): 0

Hair $140.00 (color, cut, style and tip)
AARP yearly subscription: $16 (once a year expense)
Dryer vent clean out: $70.00 (required by the HOA, once every 2 years)

Note: I paid my yearly property taxes: $3194.34 I do not count this in monthly expenses as I pay this once a year from a separate savings account specifically for taxes and insurance expenses.

* Condo is paid in full
* Car is paid in full (2017 Camry)
* No other debt

Posted in Uncategorized | 8 Comments »

8 Responses to “July Spending/Savings”

  1. My English Castle Says:
    August 1st, 2020 at 06:46 pm 1596307594
    1596307594

    Wow--you do well on Swagbucks and MyPoints. During the school year I just grab a few when I can, but I've cranked mine up as has DD.

  2. GratefulSaver Says:
    August 1st, 2020 at 09:42 pm 1596318151
    1596318151

    Wink, is the AARP worth it? My husband has the opportunity to subscribe but we've never pull the plug on it?

  3. Wink Says:
    August 2nd, 2020 at 12:18 am 1596327502
    1596327502

    GratefulSaver: Honestly the only reason I keep the subscription is because I have my car and condo insurance through AARP (The Hartford) and you have to be an AARP member. The AARP magazine you get does have some interesting articles and tips. If I change insurance companies I will probably drop it.

  4. rob62521 Says:
    August 2nd, 2020 at 07:29 pm 1596396572
    1596396572

    Your Swagbucks and MyPoints efforts are great! Good job!

    Have you considered changing your cell phone plan? I know you honestly don't pay much, but we have Consumer Cellular and with two phones, 250 minutes, unlimited texts, and 3 G of data we pay less than $55 a month because of the AARP discount. I guess it would depend on how many minutes you need for your cell plan. We don't use a lot, but we do use it for our long distance.

  5. East Coast Saver (Wink) Says:
    August 2nd, 2020 at 07:43 pm 1596397408
    1596397408

    rob62521: That's a good suggestion. I have to see how much longer I have on my contract with Verizon. Thanks!

  6. LivingAlmostLarge Says:
    August 2nd, 2020 at 11:23 pm 1596410594
    1596410594

    Amazing. Good work.

  7. rob62521 Says:
    August 3rd, 2020 at 02:38 pm 1596465505
    1596465505

    Wink, I don't know if it would be a better deal, but you could check with Consumer Cellular (they have a website with their costs) and see if it would work once your contract with Verizon is set to expire.

    I often check the AARP site to see what discounts I can get and at $16 a year, we do enjoy the magazine articles.

  8. LifeBalance Says:
    August 5th, 2020 at 12:52 am 1596588721
    1596588721

    $0 gas for a month - wow

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